Biznis

Salinas: Svjetska banka izričito protiv apsolutnog moratorija na kredite

Šef ureda Svjetske banke u BiH Emanuel Salinas je rekao da je Svjetska banka izričito protiv apsolutnog moratorija koji bi se primijenio na sve dužnike, bez obzira na njihovu finansijsku situaciju, kao i protiv propisivanja bankama visine kamate koju mogu zaračunati na svoje zajmove.

Po mišljenju Ureda, kombinacija generalnog moratorija (bez obzira na mogućnost dužnika da vrši otplatu) uz kamatne stope niže od tržišnih, bez ozbiljnijih analiza da bi se dobio uvid u posljedice po banke, predstavlja značajan rizik za ekonomiju, iz mnogo razloga.

Smatraju da to nameće značajan rizik po stabilnost, potkopavajući likvidnost i kapital banka, kao i da narušava disciplinu plaćanja, omogućavajući neplaćanje i onim dužnicima koji su finansijski sposobni, ali ne žele plaćati – što će samo otežati i povećati troškove dobivanja kredita u budućnosti za dobre klijente.

U svjetlu tih razmatranja, snažno potiču vlasti da preispitaju predloženu mjeru politike.

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